Disclosures

This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication is from a debt collector.

Notice: Important Information

To ensure professional service and legal compliance, all incoming and outgoing telephone calls to Credit Control Corporation may be recorded and/ or monitored.

Notice: Important Information

Credit Control Corporation, P.O. Box 120630, Newport News, VA 23612-0630.

We are required under various State laws to notify consumers of the following rights. This list does not include a complete listing of rights consumers may have under State and Federal Law.

California Residents:

The state Rosenthal Fair Debt Collection Practices Act and the

federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not

receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. But we will not submit a negative credit report to a credit reporting agency about this credit obligation until the expiration of the time period described on the front of this letter.

North Carolina Residents:

NC Permit 101834; P.O. Box 120630, Newport News, VA 23612- 0630

Minnesota Residents:

This collection agency is licensed by the Minnesota Department of Commerce.

Utah Residents:

As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. We will not submit a negative credit report to a credit reporting agency about this credit obligation until the expiration of the time period described on the front of this letter.

 

New York City Residents:

New York City Department of Consumer Affairs License Number: 1158546-DCA

Credit Control Corporation does not offer any language access services other than English and Spanish. You may review a translation and description of commonly-used debt collection terms in your preferred language on the website of the New York City Department of Consumer Affairs at nyc.gov/dca.

New York State Residents:

If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1. Supplemental security income, (SSI); 2. Social security; 3. Public assistance

(welfare); 4. Spousal support, maintenance (alimony) or child support; 5. Unemployment benefits; 6. Disability benefits; 7. Workers compensation benefits; 8. Public or private pensions; 9.

Veterans benefits; 10. Federal student loans, federal student grants, and federal work study funds; and 11. Ninety percent of your wages or salary earned in the last sixty days.

In accordance with the Fair Debt Collection Practices Act, 15

U.S.C. 1692 et seq., debt collectors are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:

(i) the use or threat of violence;

(ii) the use of obscene or profane language; and

(iii) repeated phone calls made with the intent to annoy, abuse, or harass.

Buffalo (permit# CAG11-533960)

Tennessee Residents:

This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance, State of Tennessee.

Washington State Residents:

You have the right to request the original account number or redacted original account number assigned to this Debt, along with the date of Your last payment, and an itemized statement of the Debt free of charge.

Wisconsin Residents:

This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org.

Account-related Text Messaging Policy

By providing us with your mobile number and opting-in, you give Credit Control Corporation. permission to send you account-related text messages, like payment reminders and notifications, in conjunction with the services you have requested.

The number of messages will vary by account.
By providing us with your mobile number and opting-in, you agree you have ownership rights or permission to use the number given to us.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Message and data rates may apply.
To opt-out, text STOP to 21417 or text STOP to any text message we send you. An opt-out confirmation message will be sent back to you.
To request support, text HELP to 21417.
If your handset does not support MMS, any MMS messages sent may be delivered as SMS messages.
Wireless carriers are not liable for undelivered or delayed messages.